Best Cash Back Credit Cards in the USA

This card gives you 2% cash back on every purchase, no limits, no categories. It also has a welcome bonus and no annual fee. Plus you get cell phone protection when you pay your bill with the card. Simple and consistent.

You earn 1% when you buy and another 1% when you pay your bill, for 2% total. No annual fee, no fuss. It’s a strong long-term card for anyone who wants to earn on every purchase without thinking about categories.

If you have a family and spend a lot on groceries, this card is hard to beat. You get 6% back at U.S. supermarkets on up to $6,000 per year, 6% on select streaming services, 3% at U.S. gas stations, and 1% on everything else. It has an annual fee, but the welcome offer usually covers it.

This card gives you 1.5% back on most purchases, plus 3% on dining and drugstores, and 5% on travel booked through Chase Ultimate Rewards. No annual fee, and the intro offer is usually pretty good. It’s a versatile everyday card.

A flat 1.5% cash back on everything, no annual fee. It also comes with extended warranty and travel accident insurance. If you want a no-hassle card that just works, this is a good pick.

You pick your own 3% category from gas, online shopping, dining, travel, or a few others. You also get 2% at grocery stores and wholesale clubs on combined purchases up to $2,500 per quarter, and 1% on everything else. No annual fee.

Each quarter you get 5% back on rotating categories like gas stations, restaurants, or Amazon, on up to $1,500 in purchases after you activate. Everything else earns 1%. Discover also matches all the cash back you earn in the first year, which can double your rewards.