7 Business Credit Cards Worth a Look
Picking the right business credit card can help you manage cash flow and earn rewards without jumping through hoops. The best card depends on where you spend and what you want back. Here is a quick rundown of seven solid options.
The Chase Ink Business Preferred Credit Card earns Chase Ultimate Rewards points, which are easy to redeem. You get bonus points on travel, shipping, social media ads, internet, cable, and phone services. You can transfer points to airlines and hotels or book travel through Chase with a 25 percent bonus. It also includes trip cancellation and purchase protection.
The American Express Business Gold Card adapts to your spending. Each billing cycle, you earn 4 points per dollar on the two categories where your business spent the most, up to a yearly cap. That flexibility helps if your spending changes month to month. It also comes with travel and purchase protections.
If you want a simple travel card, the Capital One Spark Miles for Business earns a flat rate of miles on every purchase. You can redeem miles for travel or cash back. Some versions also offer a sign-up bonus.
For cash back fans, the Capital One Spark Cash Plus gives a flat percentage back on all purchases. It usually comes with a big sign-up bonus if you hit the spending requirement.
The no-annual-fee American Express Blue Business Plus Credit Card earns Membership Rewards points at a flat rate on everyday purchases, up to a yearly cap. It also has Expanded Buying Power, which lets you spend beyond your credit limit on larger purchases.
Another no-annual-fee Chase card, the Ink Business Cash Credit Card gives tiered cash back on office supplies, internet, cable, phone services, gas stations, and restaurants. There is a quarterly cap on bonus spending.
The U.S. Bank Business Altitude Connect World Elite Mastercard mixes travel and business rewards. It gives bonus points on travel, gas stations, and office supplies. You might also get airport lounge access and travel insurance.
